PERSONAL SERVICES: PERSONAL PROTECTION

A vital starting point in any financial plan is to underpin your
existing arrangements. Protecting what you already have
before embarking upon new plans has proven to be a key
philosophy of Acuma.

We examine the core areas that are important to you and
your family by asking some searching and direct questions.

For those areas outside your control such as sickness,
accidents, injury or death, it is good to know what the financial
implications might be and to compare them against what you
would like them to be should any of these events occur. Once
you have addressed these facts you can begin to plan.

We examine the probabilities, assess the risks with you and
create solutions that are unique to each individual so that
you are not ‘over insuring’ yourself. It is important to have
protection however; only by assessing your exact protection
needs will the most cost effective solution be discovered and
implemented.

Solutions include:
• Term Assurance
• Income Protection
• Critical Illness Cover
• Medical Expenses
• Whole of Life Assurance